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SECP charts role of insurance in strengthening Pakistan’s social security

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ISLAMABAD, Jul 18 (APP):The Securities and Exchange Commission of Pakistan (SECP) has published a landmark report titled “Role of Insurance in Social Security: Landscape of Pakistan.”
The study explores the potential of insurance as a key instrument for social protection and financial resilience, particularly for vulnerable and underserved populations, said a press release issued by the SECP here on Friday.
Developed under SECP’s Five-Year Strategic Plan, “Journey to an Insured Pakistan”, the report highlights the limited coverage and weak enforcement of existing mandatory insurance laws, as well as the absence of national-level insurance schemes for informal sector workers.
Despite legal provisions requiring group life insurance for formal workers, only 9.5 million workers out of the total 72 million workforce are currently covered, leaving millions without financial protection against accidents, disability, or loss of life.
Drawing from international best practices, the report offers a strategic roadmap centered on five key reforms: strengthening legal frameworks, integrating insurance with social safety nets, enhancing enforcement through data linkages, launching a national social insurance scheme for informal workers, and developing standardized, accessible insurance products.
In his message, the SECP Chairman emphasized the Commission’s commitment to strengthening Pakistan’s insurance sector as a tool for sustainable development, financial protection, and social inclusion.
The Commissioner Insurance further called upon all stakeholders including lawmakers, insurers, social security institutions, and employers to collaborate in translating these recommendations into actionable reforms.

NAPA to host 3-day literary event ‘Shaam-e- Adab’ from July 25.

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KARACHI, Jul 18 (APP):The National Academy of Performing Arts (NAPA) will host a three-day literary event titled ‘Shaam Adab’, an evening of poetic expression and dramatic voice from July 25.
A Napa spokesperson told on Friday that Shaam-e-Adab, a three-day celebration of Urdu literature aimed to bring to life though powerful dramatic performances. Directed by Qadeer Ahmed, this immerse event bring together talented performers including Akhtar Abbas, Kainat Muhammad, Zubair Bloch and Ameed Akbar.
The evening will feature selected pieces from some of the most revered names in Urdu literature. ‘Marhoom ki Yaad Mein” by Pitras Bukhari, “Khan Saif-ul-Malook” by Mushtaq Ahmed Yousufi and “Yunesko ki Chhatri” by Mujtaba Hussain. All events will be held at Zia Mohyeddin Theater, NAPA.

Combating air pollution through promotion of electric vehicles-A way forward for healthy life

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PESHAWAR, Jul 18 (APP): Once dubbed the “City of Flowers,” Peshawar today is grappling with a monster challenge of air pollution that has dimmed its natural beauty and is choking the health and patience of its more than two million residents.

Instead of the fragrant scent of jasmine and roses during the monsoon season, Peshawarties are now forced to inhale fumes from smoke-emitting rickshaws, old taxis, unfit wagons and overloaded passenger vehicles.

From Dabgari garden to the historic GT Road, the city is witnessing an alarming increase in traffic congestion and air pollution that could be seen even with a naked eye.

Narrow roads, ill-planned construction of the BRT corridor, frequent protests at Survey bridges against KP Govt, and VVIP movements are further compounding the city’s transportation and air pollution woes. The situation becomes dire around sensitive locations such as Lady Reading Hospital, where ambulances with blaring sirens are often stranded for hours.

Nasir Khan, a property dealer, painfully recalled a recent ordeal and said that a trip that should have taken 30 minutes stretched into two hours while coming from Dabgari gardens to Peshawar Transport Stand. I was stuck in my car, pressing the clutch and brake for hours which was unbearable for my family,” he said. “It’s not just about time; rather it was about the mental and physical toll.”

The overreliance on informal public transport, mostly unregistered rickshaws and taxis, is a significant contributor to air pollution. A KP Transport Department official acknowledged that a vast majority of rickshaws on Peshawar’s roads operate without permits, placing the onus on traffic police to clamp down on illegal operations.

Professor Dr. Shafiqur Rehman, former Chairman of the Environmental Sciences Department at the University of Peshawar, highlighted the country’s disturbing standing among the world’s most polluted countries due to high consumption of poor petrol and unfit transport vehicles plying on Peshawar’s roads.

“Our PM2.5 levels, which is a key indicator of air pollution, consistently exceed WHO’s safe limits,” he said and claimed that in 2024, Pakistan ranked among the top five most polluted nations globally in terms of PM 2.5 pollution.”

He warned that these levels of pollution are directly linked to increased respiratory diseases, heart problems, and even premature deaths of children. Urban centres like Lahore, Karachi, and Peshawar are particularly vulnerable due to vehicular and industrial emissions and underscored the need for whopping plantation.

Dr. Fazal Sattar, former principal of Khyber Medical College and a renowned ENT specialist, added that prolonged exposure to air pollution especially by traffic policemen, shopkeepers and labourers caused a spike in chronic pulmonary diseases in recent years in Khyber Pakthunkhwa.

“I have lost patients to conditions aggravated by poor air quality,” he said, calling for urgent action by encouraging electric vehicles and afforestation in cities.

Amid this grim reality, there is a glimmer of hope in the federal government’s recent pivot toward electric vehicles (EVs). Prime Minister Muhammad Shehbaz Sharif’s announcement of large-scale distribution of electric bikes, and loaders among position holders students besides general masses have garnered widespread support in Khyber Pakhtunkhwa.

Dr. Ebad Khan, a member of the Khyber Pakhtunkhwa Assembly and leader of the opposition, welcomed the Prime Minister initiative and emphasized that the scheme is not just about reducing air pollution but also about economic uplift and generation of employment opportunities for youth.

“The government plans to provide over 100,000 electric bikes and 300,000 electric loaders through subsidized loans. It’s a win-win for both the environment and job creation,” he said.

Dr. Ebad further stressed that a 25% quota for women and equitable distribution across provinces ensures inclusivity. The plan also includes awarding electric bikes to high-achieving students from all educational boards. Experts say this could encourage eco-conscious commuting habits among the youth and promote academic excellence.

He underscored the need for strengthening Peshawar’s existing infrastructure and mass awareness about EV maintenance viz viz utility. Moreover, he called for replacement of illegal and smoke-emitting rickshaws to take full benefits of EVs. “The success of this program depends on complementary policies like stricter emission laws, better traffic regulation, and investment in infrastructure,” said Dr Rehman added.

The move toward electric vehicles is not a silver bullet but it is a vital step in the right direction. For a city like Peshawar, where environmental degradation is not just visible but also breathable, embracing EVs could help reclaim its lost identity as the City of Flowers.

From policymakers and law enforcement to educators and transporters, all stakeholders must now act in unison. Only then can the dream of clean air, smoother traffic, and healthier lives become a reality for Peshawarties and citizens across Pakistan.

31 batch concludes Friends of Police Internship Programme

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RAWALPINDI, Jul 18 (APP):The 31st batch on Friday concluded the Friends of Police Internship Programme here at the Rawalpindi Police Lines Headquarters.
Students from various educational institutions participated in the two-week internship programme.
During the programme, they were given lectures various aspects of police working and policing. They were made aware of police station working, Police Service Centre, front desk, police apps, traffic police, legal and judicial proceedings.
The students were also taken to visit Special Initiative Police Stations, Police Lines Headquarters, Command and Control Room, Traffic Headquarters, Police Service Center Liaquat Bagh and Legal Branch so that they could gain practical knowledge of policing.
At the concluding ceremony, Deputy Superintendent of Police Admin Shahida Yasmin distributed certificates among the participants of the programme.

Reko Diq project to open new chapter of Development in Balochistan: Zarrar Jamali

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QUETTA, Jul 18 (APP):Country Manager of Reko Diq Mining Company (RDMC), Zarrar Jamali said that the Reko Diq project is among the world’s largest copper and gold mines and, once in production, would mark a new chapter of progress for both Balochistan and Pakistan.
He expressed these views while addressing a ceremony held in honor of the young engineers from the International Graduate Development Program (IGDP), who recently returned after completing an 18-month on-the-job training at Barrick’s Veladero mine in Argentina.
He said that these engineers belong to various districts of Balochistan and were awarded shields upon completing their training.
He noted that under the leadership of Barrick Mining Corporation, RDMC had been providing the nearby local communities with access to clean drinking water, healthcare, and education, the company aimed to commence production by the end of 2028.
RDMC’s Head of HR, Hanno Staden, stated that the IGDP was a significant initiative to equip young engineers from Balochistan with world-class training and integrate them into the mining sector. Under the program, 18 more youth were sent to Zambia and Argentina in 2024, hailing from 11 districts of Balochistan.
He further noted that 75 percent of RDMC’s permanent workforce was from Balochistan, with 65 percent from Chagai district, and that 14 percent of the employees were women.
Communications Manager Samia Shah shared project details, stating that the Reko Diq project is a joint venture between Barrick Mining Corporation and Pakistan. Barrick holds 50 percent of the ownership, while the remaining 50 percent included 25 percent is held by three federal entities and 25 percent by the Government of Balochistan, which include a 10 percent free carried interest.
She added that the Reko Diq Project had a minimum mine life of 37 years, during which 7,500 jobs were expected to be created in the construction phase and 3,500 long-term jobs after production. Additionally, the project is estimated to generate over 25,000 indirect employment opportunities.
According to her, 90 percent of the value addition from the extracted minerals would take place within Balochistan. By June 2025, $17.5 million in royalties had been paid to the Government of Balochistan, while $7.2 million had been spent on social development initiatives.
In the education sector, seven schools were operational with over 403 students enrolled, and 577 youth had been trained in various technical trades.

ICCI stands firm for business community rights and economic justice: Nasir Mansoor

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ISLAMABAD, Jul 18 (APP):President Islamabad Chamber of Commerce and Industry (ICCI) Nasir Mansoor Qureshi  has emphasized the urgent need for long-term and consistent economic policies to ensure sustainable growth and stability in Pakistan.
Speaking to visiting delegations of traders and industrialists on Friday, alongside Senior Vice President Abdul Rehman Siddiqui and Vice President Nasir Mehmood Chaudhry, the ICCI President said that policy consistency, rooted in national economic interests, is the only viable path to steer the country out of the ongoing crisis.
He termed short-term and ad-hoc policymaking as a major cause of uncertainty, undermining investor confidence and hampering economic prosperity. “Unpredictable policies create hesitation among local and foreign investors alike,” he added.
Nasir Qureshi stressed the need for creating an enabling business environment, calling for the elimination of coercive measures and the adoption of facilitative mechanisms to boost trade and industrial activity. “Ease of doing business must be a priority if we are to revive economic momentum,” he added.
He further underscored the importance of inclusive policymaking, stating that it is imperative for the government to take all stakeholders, especially Chambers of Commerce, into confidence before finalizing any major economic decision.
“Participation of the business community in policy formation ensures better implementation and ownership,” he said.
The ICCI President reaffirmed the Chamber’s commitment to acting as a bridge between the business community and government institutions.
 “We will continue to play our advocacy role to safeguard the interests of traders and industrialists and promote a business-friendly environment in the country,” he concluded.

NA Deputy Speaker grieves loss of lives, extends condolences to rain-affected families

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ISLAMABAD, Jul 18 (APP):National Assembly Deputy Speaker Syed Ghulam Mustafa Shah on Friday expressed deep sorrow over the loss of lives and widespread damage caused by the recent rains.
In his message, he conveyed heartfelt condolences and sympathies to the affected families.
 Syed Ghulam Mustafa Shah lauded the ongoing relief operations by the Pakistan Army and other institutions in response to the recent heavy rains that have caused significant loss of life and property.
“As a nation, unity, discipline, and mutual cooperation are indispensable during natural calamities,” he stated, emphasizing the importance of collective resilience.
The Deputy Speaker underscored the urgent need for citizens to adopt precautionary measures during rainfall and strictly follow government advisories.
He urged the public to adhere to safety protocols and extend full cooperation to relief organizations working on the ground.
He also directed that relief activities be expedited and made more effective to ensure timely assistance to those affected.
Offering prayers for the departed souls and a swift recovery for the injured, Deputy Speaker Shah reaffirmed the government’s commitment to supporting affected communities during this challenging time.

CDA to compile database of housing societies to curb fraud

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ISLAMABAD, Jul 18 (APP):Chairman Capital Development Authority (CDA) Muhammad Ali Randhawa on Friday directed the creation of a comprehensive digital database of all housing and cooperative societies operating within Islamabad, curbing real estate fraud and improving urban planning.
The decision was made during a high-level meeting chaired by Chairman CDA. Senior CDA officials and district administration representatives were present, including Member Planning Dr. Khalid Hafiz, who briefed the meeting on the status of legal action against unapproved housing schemes.
The upcoming database will include detailed records of layout plans, No Objection Certificates (NOCs), zone classifications, and the number of plots approved and sold by each society. Special attention will be paid to societies involved in overselling — that is, issuing more plot files than the land they legally possess.
“Every housing society and cooperative society under CDA and ICT jurisdiction must be brought into a single, transparent system,” said Randhawa. “This database will not only ensure regulatory oversight but will also empower citizens to verify the legal status of societies before making any investment.”
The CDA has already uploaded a list of legal and illegal housing societies to its official website, but the new system is expected to offer more detailed, regularly updated information.
Potential buyers will be able to verify whether a society has an approved layout plan, valid NOC, and whether it is operating within legal boundaries.
Officials say the database will serve as a powerful tool for both enforcement agencies and the general public. “Fraudulent housing schemes will no longer be able to hide behind paperwork or legal ambiguities,” said an official from the CDA’s Planning Wing.
Chairman Randhawa also directed that legal action be taken against housing societies that are found to be violating approved layout plans or NOCs.
Societies selling plots without CDA approval, or exceeding their approved limits, will be subject to penalties and legal proceedings. Suppliers of construction materials to these illegal projects may also face action.
This initiative comes at a time when Islamabad has seen a surge in unauthorized housing schemes, particularly in the city’s rural zones.
The CDA’s renewed focus on digitization and transparency is being welcomed by urban planners and citizen groups concerned about the city’s unregulated expansion.
“Our objective is not just enforcement, but public protection,” Randhawa emphasized. “The database will allow citizens to make informed decisions, and it will support our broader mission to develop Islamabad in a legal, sustainable, and people-centered way.”
The new database is expected to go live in the coming months and will be integrated with the CDA’s planning wing for real-time updates and public access.

A woman explores the ruins of an ancient mosque situated at the premises of Lotus Lake in the capital. The centuries old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old.

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A woman explores the ruins of an ancient mosque situated at the premises of Lotus Lake in the capital. The centuries old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old.
APP06-180725
ISLAMABAD: July 18 – A woman explores the ruins of an ancient mosque situated at the premises of Lotus Lake in the capital. The centuries old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old.

APP07-180725
ISLAMABAD: July 18 – A woman explores the ruins of an ancient mosque situated at the premises of Lotus Lake in the capital. The centuries old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old. APP/MAF/FHA

A woman explores the ruins of an ancient mosque situated at the premises of Lotus Lake in the capital. The centuries old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old.
APP08-180725
ISLAMABAD: July 18 – A view of an ancient mosque situated at the premises of Lotus Lake in the capital. The century’s old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old. APP/MAF/FHA
A woman explores the ruins of an ancient mosque situated at the premises of Lotus Lake in the capital. The centuries old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old.
APP09-180725
ISLAMABAD: July 18 – A view of an ancient mosque situated at the premises of Lotus Lake in the capital. The century’s old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old. APP/MAF/FHA
A woman explores the ruins of an ancient mosque situated at the premises of Lotus Lake in the capital. The centuries old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old.
APP10-180725
ISLAMABAD: July 18 – A view of an ancient mosque situated at the premises of Lotus Lake in the capital. The century’s old abandoned structure was discovered during the development work of the lake in year 2020 in the area, once known as Parian village. The Bunyan tree grown adjacent to the mosque is believed to be some 500 years old. APP/MAF/FHA

Balochistan Govt condemns attack on police convoy

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QUETTA, Jul 18 (APP):Balochistan Government’s spokesman Shahid Rind strongly condemned the attack on police convoy which left two martyred; including DSP Abdul Razzaq and a constable Raza Muhammad and two injured near Chutu area of Mastung district on Friday.
The Spokesman said that two constables Taj Muhammad and Khurshid Ahmed were injured.
He said that the Police convoy was on way to Quetta from Kalat when terrorists attacked it.
Shahid Rind said that martyrdoms and the injured personnel had been shifted to Quetta based hospital.
He said that the law enforcement agencies (LEAs) cordoned off the entire area and a search operation was being continued.
He said that security forces were taking measures to curb terrorist activities for maintaining durable peace in the area and the elements involved would be brought to justice.